Why isn’t the Federal Reserve requiring banks to hold depositors’ cash?

by Aurelia Butler 15 March 2023, 20:00 169 Views

With Silvergate Bank, Silicon Valley Bank and Signature Bank (NASDAQ:SBNY) now shuttered, many in the U.S. are wondering if regional banks pose the same risks. Zero reserve policies at the Federal Reserve only make further bank collapses more likely.

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Why isn’t the Federal Reserve requiring banks to hold depositors’ cash?

Long-awaited Fed digital payment system to launch in July

Stocks making the biggest moves after hours: Credit Suisse, Adobe, UiPath and more

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