The SREP process provides an overall assessment of the challenges that significant lenders face, resulting in solvency requirements and other supervisory measures they are expected to comply with for the year ahead.
Here are the SREP requirements for 2025 disclosed so far by the Italian banks:
BANK 2025 SREP CET1 2024 SREP CET1 CET1 RATIO
REQUIREMENT REQUIREMENT END-SEPT
BPER BANCA 8.93% 8.54% 15.8%
CREDEM 8.01% 7.60% 15.8%
FINECOBANK 8.27% 8.19% 27.3%
INTESA 9.89% 9.32% 13.9%
SANPAOLO
BANCA POPOLARE 8.93% 8.57% 16.3%
DI SONDRIO
BANCO BPM 9.18% 9.07% 15.5%
UNICREDIT 10.27% 10.03% 16.1%
MONTE DEI 8.78% 8.56% 18.1%
PASCHI
MEDIOBANCA 9.03% 8.15% 15.2%
Source: Economy - investing.com
